What does TitlePLUS title insurance not cover?¹

Standard exclusions to a TitlePLUS policy include: environmental hazards, the buyer's rights to change the use of the land or undertake renovations or construction, native land claims, and problems the buyer agreed to in the purchase agreement or failed to disclose to the lawyer. (The exclusions for environmental hazards and native land claims do not apply to the legal services coverage provided by a TitlePLUS policy.)

As well, individual TitlePLUS policies may contain exceptions specific to the home buyers' property. For example, minor utility easements or rights-of-way for a mutual driveway may be specifically listed as exceptions to coverage.

A TitlePLUS Mortgage-Only (refinance) policy provides coverage for the lender only.

A TitlePLUS OwnerEXPRESS^® policy does not include legal services coverage or coverage for the mortgage lender.

1 Some restrictions may apply. Please refer to the policy for full details, including actual terms and conditions.

• What is Title Insurance?
• What is the TitlePLUS Program?
• What do I need to know about TitlePLUS title insurance?
• Who stands behind the TitlePLUS Program?
• How is TitlePLUS coverage different?
• What is "legal services coverage"?
• What title-related risks does TitlePLUS title insurance cover?
• What does TitlePLUS title insurance not cover?
• What protection does TitlePLUS title insurance give for events after closing?
• Where can I get TitlePLUS title insurance?
• How much does TitlePLUS title insurance cost and who pays for it?
• How do I make a claim?
• Confirmed Lenders
• Referrals
• TitlePLUS Team