Introduction

The TitlePLUS Program is a Canadian title insurance product developed by lawyers for lawyers. It is an efficient tool that improves the protection home buyers receive when they purchase or refinance a home. TitlePLUS coverage offers a comprehensive title insurance policy, by protecting buyers and lenders for title-related problems that could affect ownership or the marketability of the property, and legal services provided by the lawyer closing the purchase (excluding OwnerEXPRESS^®). The policy also automatically insures buyers and lenders, for the same cost.¹

TitlePLUS coverage provides purchasers with the reassurance that their legal interest in the property is protected by insurance for as long as they, or their heirs, own the property. The policy provides protection for the actual financial losses the purchaser and lender suffer from title defects or the negligence of the lawyer handling the transaction.

With TitlePLUS coverage, purchasers continue to benefit from the advice and expertise of an independent lawyer who will conduct the required searches and inquiries and provide advice and guidance on many issues involved in home buying or refinancing.

TitlePLUS coverage insures condominiums, new and resale homes, cottages, rural properties, residential rental properties (up to 4 units), and farms. TitlePLUS coverage is also available for mortgage-only transactions.²

LAWPRO is constantly developing products and services to support the practice of real estate law. Part of our goal is to provide lawyers with access to innovations so that they may take advantage of rapidly growing technology to better serve their clients, while at the same time, maintaining profitability.

¹ Please refer to the policy for full details, including actual terms and conditions.
² For mortgage-only transactions, TitlePLUS provides coverage for the lender(s) only.

• Introduction
• Who stands behind the TitlePLUS Program?
• How is TitlePLUS coverage different?
• What is "legal services coverage"?
• What title-related risks does TitlePLUS title insurance cover?
• What does TitlePLUS title insurance not cover?
• What protection does TitlePLUS title insurance give for events after closing?
• Using the TitlePLUS Program
• Sample TitlePLUS Policy, including Supplementary Coverage Endorsement for Residential Properties¹
• How much does TitlePLUS title insurance cost and who pays for it?
• How can I become a TitlePLUS Subscriber?
• TitlePLUS Consultants and Territories
• House Call
• How do I make a claim?
• Confirmed Lenders
• Referrals
• Working With a Lawyer When You Buy a Home Brochure
• Sample Forms, Letters, and Reports
• TitlePLUS Team
• Articles