What is "legal services coverage"?

TitlePLUS title insurance covers any error or omission on the part of the lawyer handling the transaction for which liability is imposed by law (excluding OwnerEXPRESS^®).¹ If the lawyer overlooks something, or makes an error while handling the mortgage or purchase transaction, the buyer or lender can seek immediate compensation from LAWPRO, without having to sue the lawyer for compensation.

TitlePLUS title insurance specifically covers failure to register documents or remove encumbrances and improper adjustment of any items on closing. A borrower or lender cannot be worse off by obtaining TitlePLUS coverage than he or she would be by obtaining a traditional lawyer's opinion on title (and in fact, is much better off).

Some examples of legal services that may be covered under a TitlePLUS policy include:

how to take title and the implications; Land Transfer Tax implications; income tax implications; advice regarding the Agreement of Purchase and Sale; chattels with liens; missing an error in adjustments; advice on how to assure title.

¹ Some restrictions may apply. Please refer to the policy for full details, including actual terms and conditions.

• Introduction
• Who stands behind the TitlePLUS Program?
• How is TitlePLUS coverage different?
• What is "legal services coverage"?
• What title-related risks does TitlePLUS title insurance cover?
• What does TitlePLUS title insurance not cover?
• What protection does TitlePLUS title insurance give for events after closing?
• Using the TitlePLUS Program
• Sample TitlePLUS Policy, including Supplementary Coverage Endorsement for Residential Properties¹
• How much does TitlePLUS title insurance cost and who pays for it?
• How can I become a TitlePLUS Subscriber?
• TitlePLUS Consultants and Territories
• House Call
• How do I make a claim?
• Confirmed Lenders
• Referrals
• Working With a Lawyer When You Buy a Home Brochure
• Sample Forms, Letters, and Reports
• TitlePLUS Team
• Articles