TitlePLUS provides comprehensive title insurance and legal services coverage.

Title coverage
TitlePLUS insures against unpredictable and undetectable issues that could affect the ownership or marketability of a property - issues such as errors in information (such as that provided by a municipality or in a survey), forgery and fraud. It also protects against common problems such as work orders, access rights and conflicting interests in the property. TitlePLUS also insures certain post-policy date events, such as fraud against the home owner or lender, encroachments and selected construction liens. And, because your TitlePLUS policy will be tailored to your specific property, it could insure you for certain known problems such as an addition that is not shown on an existing survey, or a known encroachment. This additional coverage may alleviate the lender's concerns - and provides you with greater peace of mind.

Legal services coverage
TitlePLUS insures the legal services provided by the lawyer. So if the lawyer overlooks something, or makes an error while handling the mortgage or purchase transaction, the buyer can seek immediate compensation from TitlePLUS, without having to sue the lawyer for compensation.

Some examples of legal services that are covered under a TitlePLUS policy include:

how to take title and the implications; financial implications of the purchase and mortgage; Land Transfer Tax implications; income tax implications; advice regarding the Agreement of Purchase and Sale; chattels with liens; missing an error in adjustments; advice on how to assure title.

Broad coverage that saves money

		TitlePLUS eliminates the need for an up-to-date survey, for savings of $600 or more.
		TitlePLUS insurance protection is in place for as long as buyers, their spouse and heirs own the property.
		TitlePLUS automatically insures both the home buyer(s) and mortgage lender(s) under the same policy, for no additional cost.
		TitlePLUS will insure condominiums, new and resale homes, cottages and rural properties and residential rental properties (up to four units).

Independent legal advice
TitlePLUS - and only TitlePLUS - ensures home buyers benefit from the advice and expertise of a fully independent lawyer.

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