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What title-related risks does TitlePLUS title TitlePLUS title insurance cover?

Title insurance is a policy of insurance that provides coverage for the title related risks associated with real estate transactions. It is designed to cover the unpredictable or undetectable issues such as forgery, fraud, missing heirs, among others, that can affect rights of ownership.

A title insurance policy will contain:
   
  • Risks or losses the policy will cover:
  • Risks or losses the policy will not cover; and
  • General terms governing the insurance coverage.
  • Title-related risks insured by TitlePLUS include:
       
  • defects in title, such as conflicting interests or ownership of the land, mortgages or other encumbrances affecting title, and the unmarketability of title;
  • compliance risks, such as non-compliance with restrictive covenants, the existence of work orders and major encroachments;
  • access-related problems, such as the absence of legal right of access to the home because of rights-of-way or easements, and other rights and defects such as rights in the land because of tenancies.1

    1 Please refer to the policy for full details, including actual terms and conditions.


    What is the TitlePLUS Program?
    What is Title Insurance?
    Who stands behind the TitlePLUS Program?
    How is TitlePLUS coverage different?
    What is "legal services coverage"?
    What title-related risks does TitlePLUS title insurance cover?
    What does TitlePLUS title insurance not cover?
    What protection does TitlePLUS title insurance give for events after closing?
    How much does TitlePLUS title insurance cost and who pays for it?
    Where can my clients get TitlePLUS?
    How do I make a claim?
    Confirmed Lenders
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    Clauses you can put in your APS-chart
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