Legal Services Coverage
Unlike some other title insurance policies available in the market today, TitlePLUS polices automatically cover all the standard title-related aspects of a real estate deal plus the legal services provided by the lawyer in the transaction (excluding OwnerEXPRESS® policies and Québec policies). Please refer to the TitlePLUS policy for full details, including actual terms and conditions.
If the lawyer overlooks something or makes an error while handling the real estate transaction, the TitlePLUS policyholder can seek compensation directly from us, without having to sue the lawyer for negligence, which can be a time-consuming and potentially costly process.
TitlePLUS title insurance covers many of the risks normally beyond the scope of a lawyer's opinion, including fraud, forgery, survey errors, and errors made by municipalities and utility companies in providing information to the lawyer. It specifically covers failure to register documents or remove encumbrances, and improper adjustments of any items on closing.
Examples of legal services claims