Title Plus
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Information for Lawyers and Law Firm Staff

If a client is purchasing a new home, check whether the development is in the TitlePLUS New Home Program or New Condo Select in Ontario.

Program Eligibility - Lawyers:

  • If you are a TitlePLUS subscriber, you can apply for a policy under our New Home Program or New Condo Select by logging in to titleplus.lawyerdonedeal.com and choosing "Create New Home Program/New Condo Select File."
  • If you do not subscribe to the TitlePLUS program, contact us at 416-598-5899 or 1-800-410-1013 as early as possible before closing to obtain a Subscription Agreement.

Cost savings:

  • For New Home Program and New Condo Select, we arrange the underwriting for the entire subdivision or condominium development on a centralized basis, reducing disbursement costs.

Coverage:

  • The purchaser gets the added protection that only a TitlePLUS policy provides. Our policy covers the title-related aspects of the deal plus the legal services provided by the lawyer in the transaction (excluding OwnerEXPRESS® policies and Québec policies). Please refer to the TitlePLUS policy for full details, including actual terms and conditions.

Due Diligence:

  • Participants in the New Home Program and New Condo Select are not required to search or review title and do not:
    • prepare and send requisitions;
    • prepare, send out, and review responses to clearance letters;
    • deal with blanket mortgage discharges; and
    • need to confirm occupancy.
  • Participants in the New Home Program and New Condo Select do:
    • prepare mortgage documents;
    • obtain a fire insurance binder from the client (where freehold);
    • review the vendor's closing documents;
    • prepare their own closing documents;
    • meet with the client;
    • search executions against the purchaser and any mortgage guarantors, if applicable;
    • prepare for closing and confirm the last instrument on title;
    • notify all utilities of change of ownership, as required; and
    • send final reports to the purchaser and the lender.
  • Participants in the New Condo Select do:
    • obtain vendor's solicitor's undertaking to discharge all mortgages on title (if mortgage(s) not discharged on closing); and
    • obtain clear status certificate.

Contact us for more information.



© 2017 Lawyers' Professional Indemnity Company (LAWPRO®)
Underwritten by Lawyers' Professional Indemnity Company. Contact us for brokers in Manitoba, Alberta and Québec.
Lawyers’ Professional Indemnity Company, 250 Yonge Street, Suite 3101, P.O. Box 3, Toronto, ON M5B 2L7, 1-800-410-1013