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Residential Mortgage-Only (Refinance) Policies

A TitlePLUS Mortgage-Only (refinance) policy is available through a real estate lawyer for conventional, high-ratio, lines of credit/collateral mortgages, and construction loans, up to $5 million.

A residential mortgage-only policy offers all the benefits of TitlePLUS coverage, including both title and legal services coverage (excluding OwnerEXPRESS® policies and Québec policies) for the mortgage lender only. Please refer to the TitlePLUS policy for full details, including actual terms and conditions.

A mortgage-only policy is available for these types of residential properties:

  • houses
  • condominiums
  • cottages
  • residential rental (up to 6 units)
  • vacant land, and
  • rural


A TitlePLUS policy offers affordable protection and unlike other types of insurance, the premium is paid only once.

For more information:

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Underwritten by Lawyers' Professional Indemnity Company. Contact us for brokers in Manitoba, Alberta and Québec.
Lawyers’ Professional Indemnity Company, 250 Yonge Street, Suite 3101, P.O. Box 3, Toronto, ON M5B 2L7, 1-800-410-1013