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What to consider when shopping for a mortgage

Even when interest rates are steady, many homowners refinance their mortgages. In some cases, an existing mortgage is coming to an end and borrowers need to renegotiate. Other reasons for refinancing include funding renovations, paying for child's education, or buying a second property. MORE

Buying a property with a rental unit? Read this first

As housing prices rise, homeowners may look to income from a rented suite to help carry a mortgage. This can be a great strategy if you follow the rules and are well-prepared for being a landlord. Here are five key things to know. MORE

What are renovation shows not telling you?

Renovating a home can be a wiser investment than moving and popular makeover shows are certainly inspiring. However, these shows can also leave viewers with mistaken impressions. MORE

I have the internet - who needs a lawyer?

The volume and variety of information available on the internet has inspired many to adopt a do-it-yourself approach to solving everyday problems, from fixing a leaky faucet to treating poison ivy. Some people are no longer willing to believe that legal information is any more mysterious or challenging than any other kind of knowledge.   MORE

Where you shouldn't store your will

Creating a will and powers of attorney can add valuable peace of mind, not only to your own life, but to the lives of the people you love. But once you've had these important life documents prepared, where should you keep them?   MORE

Why do I need a survey?

Often, among the first things a lawyer will ask new homebuyer clients is whether there is a survey of the property available. Why do lawyers care so much about surveys?   MORE


Do you know what buying your house will really cost?

When you're house-hunting it's easy to focus on the "big" numbers like asking price and offer price. But before you sign the purchase agreement, you should take time to budget for the additional costs that come with every home purchase.  MORE

Cottage ownership: Know what you're buying

There are few traditions more Canadian than weekends at the cottage. For many families, a cottage property provides the setting for both summer and winter holidays and allows multiple generations to spend time together.  MORE

Did you know that a new marriage revokes your will?

A few generations ago, most young people got married before accumulating many assets, and often didn't have wills in place. Today, many people delay marriage and some are married more than once. This means it's becoming more common for a person to get married with an existing will in place.  MORE


Communicating your wishes to the people you care about will make it easier for them when you're gone and even avoid litigation from an unhappy beneficiary/family member


Listen to Ray Leclair of LAWPRO discuss why it's best to hire a lawyer before buying a home. 


Your life, your decisions

It can be uncomfortable to talk about end-of-life planning. But without instructions, your loved ones may feel uncertain and even guilty about the decisions they may be asked to make on your behalf if you die or become incapacitated.  MORE

Does your lifestyle fit a condo?

There are many appeals and   attractions that draw Canadians towards the condo life.  Simplicity, efficiency, security, even glamour are all features that attract people to condominiums.  But before making a down payment on your castle in the sky, you may want to reflect on the life you’ve already built MORE

Ask the right questions in a high-pressure buying situation

When your dream house is someone else’s dream house too, you may be facing a bidding war. Having to make an offer on short notice is not only stressful, it can present a real risk that something important will be overlooked. MORE

Five common threats that homeowners encounter

When you consider how much money and time you’ve invested in your home, it makes sense to protect your investment. It is important homeowners are aware of potential threats that can jeopardize the financial security of their greatest asset. Here are some of the most common risks homeowners will face, and ways to reduce the MORE

Important tips for home buyers

By the time most home buyers hire a real estate lawyer, they've already signed an Agreement of Purchase and Sale. But signing that agreement without legal advice can be risky in today’s housing market. Since you’ll need a lawyer to handle the closing, why not hire him or her before you’re legally bound to go through with the purchase? MORE

Need to know facts about preparing your will

A will is your most important document. When you die without a will, the law decides what happens to your home and other assets, including your pets, as well as who gets custody of your children.  If it’s not written down in a formal will, it doesn’t matter what you MORE

7 common mistakes when buying a home

When buying a home, it's easy to get caught up in the excitement. "The housing market can be very competitive," says Ray Leclair, vice president of public affairs at LAWPRO. "Potential home buyers may get caught in bidding wars or the purchasing hype and can feel pressured to overlook issues that could really cost them down the road MORE

Is it better to buy a new or resale home?

The decision to buy a home is usually both exciting and daunting. While you may know the size or style of home you want, such as condominium or townhouse, the choice between a new or resale home is another important consideration MORE

Are you married and don't know it?

Canadians may be surprised to know that you don't need a marriage ceremony or licence to be considered "married" in Canada. Most provinces have rules that give rights and create obligations for a person in a "marriage-like" relationship, generally known as a "common law" relationship - this applies to both heterosexual and same-sex couples. MORE

How to protect your brilliant idea

A brilliant idea can strike at any time, like a new invention, a catchy slogan, or the perfect love song. Protecting your brilliant idea, however, can be a complex process. "There are three main categories of intellectual assets," says Ray Leclair, MORE

How to make working from home work for you

If you've ever thought about starting a business out of your home, you're likely well aware of the great perks it would provide: flexible work hours, being your own boss and of course, skipping the dreaded commute. But before you put the final touches on your new business cards, it's important to understand the legal and financial realities of running a home-based business. MORE


Learn the risks and rewards of being an executor

Fulfilling a loved one's final wishes as the executor of their estate can be both rewarding and challenging. The role of executor has some weighty responsibilities and obligations attached, so it's important to understand the risks and rewards if you are asked to be one. MORE


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Underwritten by Lawyers' Professional Indemnity Company. Contact us for brokers in Manitoba, Alberta and Québec.
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